David Grasham


Having spent my early working years of life abroad, as a property manager I returned to the UK in 2004 to work as a Mortgage & Protection Adviser. I am fully qualified in equity release through The Chartered Insurance Institute and began working as an equity release adviser in 2018. I am delighted to have joined Viva Retirement Solutions. Their holistic and ethical approach to advising on equity release is in line with my own views and I am proud to have joined an award-winning team.
I really enjoy working with people, listening to their priorities and objectives, and helping them to establish if equity release is right for them. Helping people achieve their goals in retirement with equity release and working with them through every stage of the process, is the most rewarding aspect of my job.
In my spare time I am a very keen cyclist and have taken part in numerous charity events with the British Heart Foundation, cycling off road from London to Paris. I also enjoy running and have completed a few marathons and half marathons. I was once lucky enough to have run the London Marathon.
I am based near Leicester but cover anywhere in the midlands area. I am happy to discuss your needs and wishes, either over the telephone or in your own home on a no obligation basis. Releasing equity from your home is an important decision and I’m here to help you establish whether it is the right decision for you.



A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2021 Viva Retirement Solutions