Robert Polworth


I have worked in the property and finance markets for the past 17 years and have seen many changes to both industries in that time. I hold certificates of excellence in mortgages CeMAP and equity release CeRER. My attention was drawn to the equity market three years ago when a raft of product changes made it the excellent solution it is today.

I decided to work with Viva Retirement Solutions when I met their director Paul Saroya at a lenders event and immediately realised that the companies moral and ethical ideas matched my own. Equity release and in particular lifetime mortgages is a constantly changing market with new products arriving on an almost daily basis, Viva Retirement Solutions approach to continual personal development ensures that I stay up to date and offer our clients the most holistic, up to date and cost effective advice available.

After many years living in Greece I am now based in Essex but cover anywhere in the South East area. I am happy to discuss your needs and wishes either on the telephone or in your home on a no obligation basis, releasing equity from your home is an important decision and my goal is to help you make the right one whether that leads to an application or not.

Thank you for reading my bio and I hope to meet you soon.



A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

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