Viva Retirement Solutions are proud to be specialists in arranging larger Lifetime Mortgage deals on a bespoke basis for our clients.

We are able to negotiate special deals with the lenders in this high end market to keep interest rates low for you.​

So if you wish to take out a Lifetime Mortgage of £500,000 and above please contact us now to see how we can help you.

There are many reasons why people choose to borrow large amounts of money in retirement. Some of our clients have used this service to:

  • pay off large mortgages

  • gift money out of the estate

  • extend the lease on their property

  • pay off tax bills

  • buy a holiday home



A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2021 Viva Retirement Solutions