Please get in touch with us with any questions that you may have.


We are happy to arrange a free, no obligation consultation in your home, over the phone or over Skype.  This will also include a free benefits analysis, which in the past has unearthed potential means tested state benefits due to our clients.


We cover the whole of the United Kingdom, so will visit you wherever is convenient.


Our aim is to ensure you receive the best advice and the solution that is right for you, if it's not right for you, we won't sell you anything.



Viva Retirement Solutions

4 Severnvale

London Colney

St Albans



United Kingdom


T 0800 046 9776


Skype: Mark.Lambert.Viva or paul.saroya1

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A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2021 Viva Retirement Solutions