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LIFETIME MORTAGE 
(no payments needed)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • No repayments are required (instead they can be added to the loan).

  • Can have access to further funds in the future.

  • Interest rate is fixed.

LIFETIME MORTGAGE
(payments allowed)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • You can usually repay up to 10% of loan each year if you wish.

  • Can have access to further funds in the future.

  • Interest rate is fixed.

RETIREMENT INTEREST ONLY MORTGAGE (RIO)
(payments must be made)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • You must repay the interest only element every year.

  • Cannot have access to further funds in the future.

  • Interest rate may not be fixed.

COMPETITIVE FEES

  • We offer Award Winning Advice at only £995.

  • Payment on on completion only, no upfront costs.

  • We are one of the most competitive Advice Fees in the marketplace.

  • Our nationwide equity release advisers are waiting for your call.

NATIONAL MULTI-AWARD WINNING LIFETIME MORTGAGE SPECIALISTS

OVER 55? UNLOCK THE POTENTIAL IN YOUR HOME WITH VIVA RETIREMENT SOLUTIONS

Viva Retirement Solutions are a team of advisers operating later life lending services nationwide to over 55's; including equity release, lifetime mortgages and RIO mortgages. 

 

Established in 2013, all our advisers are fully qualified, and we have released over £60 million in equity between us. Members of the Equity Release Council, we are positioned to offer you safe equity release solutions and aim to only work with other members for lending.

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Whatever your needs for later life lending, be it equity release, lifetime mortgage or retirement interest only (RIO) mortgage, our highly experienced advisers are waiting for your call. We can help if you are Over 55 and require a conventional mortgage where you are committing to making monthly repayments and can prove affordability, or if you want a bit more flexibility on what you repay and when you make repayments, if you want to make any at all!!

 

So it does not matter if you are a pensioner, or even what your age is, as long as it is over 55 – we may be able to help!

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As an independent whole of market later life lending service, we are totally focussed on you and we can benefit you as follows:

  • We research and compare the whole of the later life lending market to find a solution that best fits you.

  • Advice is tailored to your specific circumstances; every situation is different.

  • A free, no obligation consultation so that we can assess if Equity Release, Lifetime Mortgage or a RIO Mortgage could be right for you or not.

  • We will always check to see if you could be entitled to State Benefits and make sure that any advice does not affect this.  A full means tested benefit assessment is completed with every enquiry.

 

That is right – WE WILL TELL YOU IF EQUITY RELEASE IS NOT SUITABLE FOR YOU AND WHY!

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Based in Hertfordshire we cover the whole of the UK for later life lending. Our experienced, friendly and local advisers will deliver you advice relevant to your situation with one of the most competitive advice fees in the market.  You can see more about our team here and the UK locations we are based in.

CONTACT US TODAY RECEIVE YOUR FREE LATER LIFE MORTGAGES BROCHURE

Please  contact us today to find out how we can help you release the potential in your home with equity release.  Whether it is to help the family, do some home renovations or that holiday you have always been dreaming of. The team at Viva Retirement Solutions are here to help you with your equity release goals.

We take your privacy very seriously and will only use your personal information to provide the products and services you requested. Read our Privacy Policy on this website to see how we protect and manage your data.

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