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NATIONAL MULTI-AWARD WINNING OVER 55s MORTGAGE SPECIALISTS

How We Help Our Customers Everyday.....

Viva Retirement Solutions Over 55s Mortgages

Paying Off Your Mortgage

Over 55? Speak to us about how you can pay off your mortgage and enjoy your retirement debt free.

Image by Alonso Reyes

Enhance Your Lifestyle

Planning the dream holiday or some much needed home improvements, we can help.

Viva Retirement Solutions Over 55s Mortgages

Help the Family Now

Everyday costs too much? Help your family out now. A deposit for a home or help with the cost of living.

OVER 55? UNLOCK THE POTENTIAL IN YOUR HOME WITH VIVA RETIREMENT SOLUTIONS

Viva Retirement Solutions are a team of advisers offering later life lending services nationwide to over 55's; including equity release, lifetime mortgages and RIO mortgages.

We can help if you are Over 55 and require a conventional mortgage where you are committing to making monthly repayments and can prove affordability, or if you want a bit more flexibility on what you repay and when you make repayments, if you want to make any at all!! 

 

With interest rates starting at 5.59% (as at 12.11.24), we are here to help you to find the right retirement solution.

CONTACT US TODAY TO RECEIVE YOUR LATER LIFE MORTGAGES  BROCHURE

Our Equity Release Services

Established in 2013, all our advisers are fully qualified and geographically spread so that we can see you face to face. We have released over £216 million, with over £36 million held in drawdown (as of 23/05/2024).  As enthusiastic members of the Equity Release Council, we are positioned to offer you safe solutions.

LIFETIME MORTAGE 

(no payments needed)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • No repayments are required (instead they can be added to the loan).

  • Can have access to further funds in the future.

  • Interest rate is fixed.

LIFETIME MORTGAGE

(payments allowed)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • You can usually repay up to 10% of loan each year if you wish.

  • Can have access to further funds in the future.

  • Interest rate is fixed.

RETIREMENT INTEREST ONLY MORTGAGE (RIO)

(payments must be made)

  • For home owners 55 and over.

  • You retain full ownership of your house.

  • You must repay the interest only element every year.

  • Cannot have access to further funds in the future.

  • Interest rate may not be fixed.

COMPETITIVE FEES

  • We offer Award Winning Advice at only £995.

  • Payment on on completion only, no upfront costs.

  • We are one of the most competitive Advice Fees in the marketplace.

  • Our nationwide equity release advisers are waiting for your call.

Why is our service award winning?

As an independent whole of market later life lending service, we are totally focused on you. We ensure a Full Means Tested benefit assessment is completed with every enquiry.

 

We believe that if we treat you as if you were a member of our own family – then you will receive the best possible equity release advice.

 

Our Directors have a combined wealth of experience spanning over 40 years within the equity release industry and Viva Retirement Solutions have released over £185 million for people just like you.

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If that's not enough, we are a multi-award winning company, why not see our awards here.

Don't delay call us today for free, seven days a week

on 0800 046 9776

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