VIVA RETIREMENT SOLUTIONS - LONG LIVE RETIREMENT

 

A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

 
Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2019 Viva Retirement Solutions

PAYING OFF SECURED AND UNSECURED DEBT

Paying off Unsecured Debt

Some people find themselves in a situation that is overwhelming due to money that is owed from helping family members out, credit and store cards or just the costs of day to day living.  

Read about how this helped a client here.

Paying off Secured Debt

 

In the same way, some people who have existing mortgages, sometimes do not want to continue paying them off on a monthly basis, possibly due to wanting to retire.  Alternatively someone may have come to the end of the mortgage term and have no repayment vehicle in place. 

 

According to a study completed by Prudential in January 2014, 44% of people retiring still have a mortgage, so if you are in this situation then you are not alone.

 

EQUITY RELEASE COULD BE RIGHT TO HELP TAKE AWAY THE BURDEN OF MAKING THESE MONTHLY PAYMENTS AND RELIEVING THE STRESS THAT THIS DEBT BRINGS.