Mr & Mrs E were both in their early 60's and had 1 daughter and 1 grandson. Their grandson had recently finished his education and had started full time employment as an accountant but was desperate to buy his own home with his girlfriend that had just fell pregnant. He wanted to stay in the same area as his parents and grandparents, but due to the cost of houses in the area, couldn't foresee being able to save the deposit he needed for a property for many years to come. Mr & Mrs E, who owned their property outright, contacted Viva Retirement Solutions and released sufficient equity from their own property to be able to give their grandson enough money for a deposit on a property in the next street. They said that 'He might as well have it now when he needs it rather than having to wait until we have both died before he gets anything'.

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A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

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