The Equity Release Council is a body set up to promote safe equity release. It has certain standards that must be adhered to and actively promotes consistent high standards for advice companies and lenders alike.

We will always look to recommend lenders who are members of the Equity Release Council and we are an active member of this body. This means that we help not only promote safe Equity Release across the board, but also get involved directly with the Council to help change regulation and processes for the better and to help Equity Release flourish.


To find our more you can visit the Equity Release Council website.  This link will open in a new window.



A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

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