Mrs A was 63 and had lived in her property for the last 32 years, the first 27 years of which were with her husband that had sadly passed away 5 years ago. Due to insufficient pension provision and little in the way of savings she was still having to work at the local supermarket and was desperate to retire. She saw no other option but to downsize from her existing property that she loved and was full of memories, to a property of lower value. By chance her friend told her about equity release, so with some hope that she might be able to stay in her home she decided to look to release some of the equity from her property in order to supplement what pension income she did have. After a meeting with Viva Retirement Solutions, at which her son was present, she released some of the equity from her property by means of a Lifetime Mortgage and this meant that she could afford to retire without having to sell her beloved home or cut back on her standard of living.

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A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

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