Some people want to be able to help out family members now when the money is really needed. For younger people the cost of living and being able to afford things like their own property are simply beyond them. This may be a way that you can help your loved ones when they really need it.


Some of our clients have chosen to:


  • Help the family business

  • Help their loved ones on to the property ladder for the first time

  • Help loved ones move to a family home, usually their second property

  • Help their loved ones out of debt

  • Pay for the high costs of schooling fees for grandchildren

  • Help loved ones to move or keep the family home upon divorce

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.



A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2021 Viva Retirement Solutions