A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2020 Viva Retirement Solutions


Looking to release equity from your home in the Birmingham area then look no further.

Viva Retirement Solutions are experts in equity release and lifetime mortgage solutions and have released a significant amount of equity for their clients in and around Birmingham since 2013. 

Why not contact us today to see how we can help you with your equity release in Birmingham.

The Property Market in and around Birmingham for equity release

In 2017, a study found that Birmingham was the most improved city in the UK to live and work, named as having the highest standard of living of all UK regional cities thanks to falling unemployment and the waves of investment coming from both domestic and foreign investors.

As the second city in the UK, the Birmingham property market continues to grow.  With continual investment in the city centre and large companies relocating their operations to Birmingham, this continues to increase the value of residential property.  After winning the bid to host the 2022 Commonwealth Games, Birmingham has started a journey of regeneration with developments including Birmingham Smithfield, Arena Central, Paradise, HS2 and the Midlands Metro extension.

Birmingham is seeing more inward investment than any other region and as a result, the city is growing fast. By 2039, the population is predicted to rise by 171,000, meaning a total population of 1.3 million in just over 20 years. This creates an increased demand for residential property, resulting in increased property value.  Therefore if you are a home owner in Birmingham, you should be seeing and increase in the equity in your home.  

Our experienced equity release and lifetime mortgage advisor, Dave Hulin is waiting to help you on your equity release journey.  Based in the Birmingham area, he is highly experienced in equity release and with knowledge of the Birmingham area, he is ideally placed to advise you.

If you are looking for equity release in Birmingham, please contact us today.

Dave Hulin

What Our Birmingham equity release Customers Say....

Could not be more satisfied - having viewed Equity Release with suspicion.  My mind was put at rest by Dave Hulin's​ visit, during which he covered all aspects and I proceeded to the mortgage with no further doubts.

Private 25/11/19


We would like to convey our thanks to Mr Dave Hulin for the wonderful service received from him.  Any queries we had were dealty with in a timely manner, with professionalism and friendliness, nothing was too much trouble for him.  Impeccable service, and a pleasure to deal with you.  Would not hesitate to recommend your company to friends and family.  Thank you again

Private 24/11/19


We were referred to Viva Retirement Solutions by a local mortgage broker.  We had reservations about equity release having seen much bad press.  However, Viva's adviser explained exactly the different between various plans and helped us select the right plan for us.  His diligence and patience helped us move forward with confidence.  The whole process was clearly defined and moved forward in a timely manner.

Private 25/11/19


Thank you for all your help in completing the equity release plan.  Everyone has been very helpful on your visits and also by telephone.






Find out what Equity Release actually is and why people take out Equity Release to help themselves or their family.



Find out more about Lifetime Mortages and if this is the right solution for you.



Award Winning Advice at £750 on completion only -  one of the most competitive Advice Fees in the marketplace