A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.   

Equity release is not right for everyone and may reduce the value of your estate

Equity Release Council

Our fee for arranging a Lifetime mortgage is £750 payable only on completion. 

Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. 

Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.

Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE

Registered Company Number: 10756078 Registered in England & Wales

© 2020 Viva Retirement Solutions


Looking to release equity from your home in Hertfordshire then look no further.

Viva Retirement Solutions are experts in equity release and lifetime mortgage solutions and have released a significant amount of equity for their clients across Hertfordshire since 2013. 

Why not contact us today to see how we can help you with your equity release in Hertfordshire.

The Property Market in Hertfordshire for Equity Release

Hertfordshire is a very diverse county when it comes to property type and values.  We have released equity and helped customers with lifetime mortgage solutions with a wide range of properties.

As part of the commuter belt there are some very high value properties, ranging to rural properties to highly populated city centres with terraced homes and flats.  With the increase in property prices in Hertfordshire, there is great potential to release the equity in your home.

Hertfordshire reported an overall average price of £468,793 was more expensive than nearby Bedfordshire. (source Rightmove).

We work closely with all of our Hertfordshire clients to find the right equity release solution for them.  We often work alongside other family members too, to ensure that equity release is the right solution for everyone.

Our experienced equity release and lifetime mortgage advisor and Director of Viva Retirement Solutions, Paul Saroya is waiting to help you on your equity release journey.  Based in the St Albans, Hertfordshire, he is highly experienced in equity release and lifetime mortgages and with knowledge of Hertfordshire and London, he is ideally placed to advise you.

If you are looking for equity release in Hertfordshire, please contact us today.

paul saroya

What Our Hertfordshire Customers Say....

Paul Saroya from Viva Retirement Solutions has been very helpful and professional throughout the whole process of securing an equity release mortgage for me.  I felt comfortable at our initial meeting and he explained everything calmly.  I am happy to recommend Viva Retirement Solutions

Mrs Noakes



We are very happy with Viva.  Paul is very knowledgeable, he answered all our questions and guided us through the whole process from start to finish.

Mr & Mrs Nahar - 7/5/19


An excellent service from Viva Retirement Solutions.  Paul clearly explained all th options available to me.  Keeping in touch with me and always available to answer questions.  I would not hesitate to recommend Paul to family and friends.

S Brazier, Hertfordshire - 19/2/19

I was concerned about taking out equity release (lifetime mortgage), a friend had met Paul of Viva Retirement Solutions and suggested I phone him.  From our first meeting, I felt confident with Paul.  He has a fine balance of professionalism and a friendly manner.  He came to my home and met my daughter and son-in-law.  He talked to us explaining that what the process was and listened to our comments and concerns.  I decided to go ahead and release money from my property.  Now it is all completed and I am very pleased I did it and had Paul's guidance.  The whole process went very smoothly.  Thank you.

J Foley, Hertfordshire - 26/2/19



Find out what Equity Release actually is and why people take out Equity Release to help themselves or their family.



Find out more about Lifetime Mortages and if this is the right solution for you.



Award Winning Advice at £750 on completion only -  one of the most competitive Advice Fees in the marketplace